Could you save up to 40% on nursery costs?

Nursery costs in the UK are eye-watering. If you're paying £1,000+ per month for childcare, that money is coming straight out of your take-home pay—after you've already paid tax and National Insurance on it.

There's a better way. And it could save you thousands of pounds every year.

What are workplace nursery partnerships?

Workplace nursery partnerships let you pay for nursery fees through your gross salary, before tax and National Insurance are deducted.

Your employer partners with local nurseries (including yours). Instead of paying your nursery from your net salary, the money comes out of your gross pay through salary sacrifice.

Because you're paying before tax, you save on income tax and National Insurance. Your employer saves on National Insurance too..

How does this compare to Tax-Free Childcare?

Tax-Free Childcare is valuable, but workplace nursery partnerships often save you more—especially if you're a higher earner.

Tax-Free Childcare:

• Government tops up 20% of what you pay
• Capped at £2,000 per year
• Not available if you earn over £100,000

Workplace nursery partnerships:

• Save 30-40% depending on your tax band
• No cap on savings
• Available regardless of income

You can't use both for the same childcare provision. But if you use workplace nursery partnerships for your main childcare and Tax-Free Childcare for wraparound care for an older child, that's fine.

What happens if my childcare needs change?

Good providers keep it flexible.

With Gogeta, the salary sacrifice each month follows your actual nursery bill. If you need more childcare one month or less the next, it adjusts automatically. No complicated forms or month-long notice periods.

Do I need to change nursery?

Not necessarily. Most providers work with hundreds of nurseries nationwide and can get new ones signed up when needed.

If your employer uses Gogeta, we'll work to partner with your nursery so you can keep using the childcare you trust.

How do I get started?

Step 1: Check if your employer already offers workplace nursery partnerships. Ask your HR team or check your employee benefits portal.

Step 2: If they don't offer it yet, share this with them. Many employers don't realise how valuable this benefit is or how simple it is to set up.

Step 3: If your employer is interested, point them to Gogeta. We handle everything—partnership agreements, nursery relationships, and all the admin. Employers can be up and running in 24 hours.

The bottom line

If you're paying for nursery care, workplace nursery partnerships could save you thousands of pounds every year. The money you're spending on childcare doesn't need to have tax and National Insurance taken from it first.

Speak to your employer about offering this benefit. It costs them nothing (they actually save on National Insurance too), and it could make a huge difference to your family's finances.

Ready to save on nursery costs? Ask your employer about workplace nursery partnerships, or share this article with your HR team. If they'd like to learn more, they can get in touch with Gogeta at www.gogeta.com.